Peace of mind, always by your side.

Like a trusted friend, MSCU is here for you.

Financial Wellness Starts Here.

These financial resources and tools keep you on the path to your life’s goals.

Protect your finances.

Financial fraud is an unfortunate reality today. Here’s how to keep your tomorrow safer.

Budgeting & Credit Scores

Learn how to set up a budget, take control of your finances and build your credit score.

Financial Education Blog

Pick up practical tips on credit, fraud prevention, student loans, retirement, and more.

Resource Center

Find resources and easy-to-use tools to help you make smart financial decisions every day.

Our Heart is in it.

We love our state, our people, our landscape, and the wealth of opportunities this great state gives us to serve.

Members First, Community Always.

We want to build a better Maine for all. Stronger communities create better opportunities for everyone.

Intentional Impact

We’re focused on improving our members’ lives, not just the bottom line. This is our driving force – delivered personally, digitally, and over the phone. Join us and belong.

Working Together

Maine State Credit Union cultivates a culture of service. Our employees, management team, and board of directors — we’re all dedicated to the financial wellbeing of our members. 🐞

FOR WHEREVER YOU ARE IN LIFE.

Just starting out or ready to enjoy the life you’ve earned, we’ve got the products and services that make your next step easier.

Checkout Made Simple

Link your Maine State CU Visa® card to your mobile wallet for fast, secure payments.

Rates That Work for You

Check current rates on accounts and loans to plan your next smart move.

Pick Your Perks

Earn points on every dollar you spend with our Visa® Credit Card Rewards Platform. Redeem for travel, gift cards, or cash back.

Ready to become a member?

BANK SMARTER. SAFER. FASTER. FROM ANYWHERE.

Experience the freedom of banking on your terms, with tools designed to save you time and protect your money.

Manage your money, no matter where you are. Our mobile app lets you track everything from deposits and payments to your latest credit score.

Paying bills doesn’t have to be a chore. Maine State Credit Union’s free Bill Pay makes it quick and easy so you can focus on doing the things you really enjoy.

Deposit checks without ever stepping into a branch. Mobile deposit from your smartphone makes it happen.

Need a loan right now? Apply for a vehicle, personal, or credit card loan easily and safely through our mobile app.

Card Controls in Maine State CU’s mobile app let you turn your debit or credit card on and off, set travel alerts, or report your cards lost or stolen. 🐞

Scan to download our mobile banking app for iOS or Android or use the links below.

Download our App Today!

apple store google store

More Happy Campers.

With over 35,000 members, Maine State Credit Union is recognized by Forbes as one the best credit unions in Maine. Here are more reasons why members love us.

  • John S.
    Compatibility, service and giving back locally are the values Maine State Credit Union stands for. What a fine match for our community.
  • Lars Honeytoast
    I had to make at least one that had an image in it.  It’s GREAT!
  • Rebecca M.
    “MSCU has always been helpful to me! From getting me started with my first car loan to most recently helping me open a line of credit for my upcoming wedding. I have always found MSCU employees helpful and welcoming! I love the value of being part of a credit union.”
  • Ruthann L.
    “My banking needs have been handled with courtesy and professionalism. The staff is helpful, with a personal touch. This has been my best banking experience thus far.”
  • Susan H.
    “Personal service with a smile. They know us by name and make us feel like part of the family.”

IT’S NICE TO BE RECOGNIZED.

Disclosure:

*APY=Annual Percentage Yield. The Annual Percentage Yield assumes interest will remain on deposit until maturity. Early withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. Rates are subject to change without notice. Certificate rates quoted are fixed for the term of the account. Certificates renew at the end of the quoted term with a 10-day grace period.